BUSINESS INSURANCE
Let our insurance team help you protect your business.
Your partner in protecting you, your business or non-profit, your employees and all that you’ve worked so hard for. No matter what kind of business, your company faces risk every day. It’s your job to run your company and it's our job to help provide insurance coverage to protect your business. We work with a wide range of the most reputable insurance carriers, and that means we have more solutions for you.As an independent insurance agent, we’re not tied to any one insurance company. We work for you. We will work to identify and design solutions specific to your business needs.
Here are only a few examples of some of the businesses we can help. Contact us if your business type is not listed here.
Contractor
Electricians
We know electricians and electrical contractors have unique risks. There is a wide range of potential property and liability risks that you face. Whether you perform general residential electrical work, or specialized design, installation and maintenance of electrical systems, – we can help find the right coverage for you. Contact us today.
Plumbers
Whether you work with a crew of 5 or 500, we can offer coverage that helps protect you from the variety of risks that you face on the job. We work with mechanical and plumbing contractors every single day and can offer solutions that help protect what you've worked hard to build. Contact us to find out options for your business.
HVAC
Heating, ventilation and air conditioning work comes with risks. We offer coverage that protects you from risks unique to your profession. Whether it be damage to a client’s home, employee injury or more, we can help find the right policies for you. We work with more insurance carriers than most of the competition, and that means we have more options for you.
Landscapers
Whether you service private homes, public properties or commercial/corporate areas, we can help you mitigate risks. For those in landscape architecture, design, maintenance, tree trimming, gardeners and more, we can help find the right policies for you. We work with more insurance carriers than most of the competition, and that means we have more solutions for you.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Commercial Real Estate
Condominiums
Condo building association coverage protects your jointly-owned property. Typical coverage includes: property damage to the building's commonly owned components, and general liability within those common areas. You can also add insurance to protect the Board, and more. We work with more insurance companies than others in the region, contact us today.
Apartments
We offer insurance for real estate investors and landlords – for single buildings, larger complexes, or multiple apartment properties. We can help with the right insurance program to step in when unforeseen events occur such as damage to the building or equipment as well as personal injury on property. We have more solutions for you. Contact us to learn more.
Property Management
For those that oversee residential or commercial buildings for others, you have unique needs. Whether it be condos, apartments, or other business properties, we can help protect you from potential risks that are inherent in your role as manager. We work with more insurance companies than most of our competition in the region, contact us to find the policy that makes sense for you.
Commercial Buildings
Whether you own the commercial building that you work out of, or many properties where you lease the space, Salem Five Insurance has options for you. We work with more insurance carriers than most, and that means we have more solutions for you. Contact us to discuss your needs.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Manufacturers
Metal Fabricators
This industry comes with risks associated with complex supply chains, custom equipment and wide distribution. We can help you protect your company from unforeseen losses you may face. We work with more insurance carriers than most of our competition, and that means we have more solutions for your business.
Electronics Manufacturers
Companies focused on forward-thinking technology need insurance that helps protect them from future risks. We can help with policies that work for these varied manufacturers. Contact us to ensure you stay on the cutting-edge. We work with dozens of insurance carriers, and that means we have more solutions for you.
Textile Manufacturers
Whether you sell to retail, or to outlets or other manufacturers, you have risks that need to be mitigated. From pre-production, production and post-production, we can help with the insurance coverage you need to keep things moving and protect against loss. Contact us to find out what we can offer.
Food Manufacturing & Production
From bakeries to meat processors to snack food manufacturers and more, we can help protect your business from an unforeseen loss. There’s so much that’s involved in your industry which means there’s exposure to loss. Talk to us to find out what insurance policies makes sense for you.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Business Owner Policy
New/Used Car Dealerships
It’s great to be able to help someone get into a great pre-owned car. At the same time, we know you need to protect your inventory, your employees, your customers’ vehicles and your business. And, with used cars, there are unique challenges such as title and employee errors. Contact us to develop a business insurance plan.
Coffee shop
Whether you own a single café or have a business with multiple locations, there are risks to be aware of. Inventory, staffing and the safety of customers and employees to name a few. Contact us to craft an insurance plan for the needs of your specific business.
Auto Body/Auto Repair Shops
We bet you love what you do. Working with cars can be rewarding, but it also comes with risk. We can help protect your property, equipment, employees, customers and limit your liability.
Book Store
Reading can be relaxing. Owning a book store may not always be. Whether you have one store or many, inventory, staffing and safety can be a challenge. We’re happy to work with you to find an insurance solution that works for you.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Distributors / Retailers
Wholesalers
Whether it be safeguarding your property, your inventory or your employees, we have insurance options to cover wholesalers against fire, flood, theft, supply chain issues. We work with more insurance carriers than most others in the region, and that means we have more solutions for you. Contact us to find the best insurance solution for you
Distributors
Whether it be safeguarding your property, your inventory or your employees, we have insurance options to cover distributors against fire, flood, theft, supply chain issues. We work with more dozens of insurance carriers, and that means we have more solutions for you. Contact us to find the best insurance solution for you.
Retailers
It’s not easy, but we bet you love what you do. From clothing stores to florists and more, we know what retailers need to protect their livelihoods and continue to serve customers. When you work with as many insurance companies as we do, there are more options for you. Contact us to hear about affordable insurance options for your type of retail establishment.
Trucking Companies
Be on the road with less to worry about. From owner operators to private carriers or motor carriers, we can assist almost any type of transportation or trucking company. Call today.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Non-profits
Social Services Organizations
It’s your passion. You work hard helping others, let us help you. Whether your organization helps individuals, families or communities, we have insurance options that make sense for you and your mission. We work with more insurance carriers than most of our competition, and that means we have more solutions for you.
Advocacy Organizations
It’s your passion. You work hard for causes. Let us work hard for you to protect your organization, employees and mission. We work with dozens of insurance carriers, and that means we have more solutions for you. Contact us to learn about options.
Arts Organizations
It may be a passion, but making art is no easy process. Whether you promote music, dance, or visual arts, there are inherent risks to be aware of running a non-profit business. We can help you navigate them and protect your business, your people, and your mission.
Athletic Organizations
For gyms, sports teams, and other athletic-based organizations, there are many risks that come along with all that training and competition. We work with more insurance carriers than most others, and that means we have more solutions for you. We can help you find the best insurance option for your needs.
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This is just a sample of the non-profits we serve. Contact us directly to discuss your organization's needs.
Recycling Companies
Scrap Metal Dealers
Your business might be tough but not for us. We have access to the insurance companies that provide tailored coverage for the scrap metal industry to protect your property, equipment, inventory and employees. Contact us to learn about options.
Paper, Plastic, Glass Recyclers
You help communities be more sustainable. Let us help you. We have access to more carriers, and will work with you to find the right policies for your business.
Electronics Recyclers
From pollution to data destruction and more, there are considerable risks inherent to the e-waste industry. Don’t guess if your general liability has you covered. Connect with a business insurance professional at Salem Five today.
Auto Recyclers
Yours is a tough business. Whether you are salvaging, dismantling, recycling or a combination, we can help find the right insurance solution for your needs. We have the insurance companies to work with your specialized needs.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Hospitality
Full-Service Restaurants
Restaurants with and without liquor come with a lot of factors to consider – staffing, inventory, customer needs, equipment maintenance, etc. Make sure you have the right insurance coverage to limit your risks and keep your business running smoothly. We have a long history helping restaurants in the region. Contact us today.
Fast Casual Restaurants
Your business may be your passion, but that doesn’t make it easy. Restaurants come with a lot of ups and downs – staffing, inventory, customer needs, equipment maintenance, delivery and more. Make sure you have the right insurance coverage to limit your risks and keep your business running smoothly.
Hotels & Motels
Whether you focus on business or pleasure, hotels and motels offer a roof over your guests' heads as well as security. You should feel the same security with insurance for your business. Make sure your property, equipment, staff and other liabilities are covered. Contact us to discuss options. We have access to more insurance companies than most, so, we’ve got you covered.
Country Clubs
Do you focus on golf, tennis, swim or all three? How about food and liquor service? We have the experience and the insurance company partnerships to help your facility stay well-protected against unforeseen loss.
Breweries, Wineries, Distilleries
Your business comes with its inherent risks. Whether you have tasting rooms, expensive manufacturing equipment, or staffing concerns, we can help you find the right insurance options for your needs. We have access to the programs that can provide your unique business with specialized insurance protection.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.
Professionals
Attorneys & Accountants
You’re in the business of helping guide clients. We are, too! Let us help you find the right insurance for your business.
Medical
Whether you are a doctor, nurse, dentist, nutritionist, chiropractor, home health provider or any number of other in the healthcare profession, we are experienced and can offer you the insurance you need to protect yourself and your business.
Architects
Just as you design the right plan for each client, we design the right insurance coverage for your architectural business’ needs.
Engineers & Technology
You’re always looking ahead. We are, too. We have the expertise to find the right insurance policy for your needs to make sure you are future-proofed.
Beauty & Wellness
You care for others, let us care for you. Whether you’re focused on fitness, counseling, hair care or other profession, we can help you find the right insurance for your needs.
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This is just a sample of the businesses we serve. Contact us directly to discuss your business needs.